Utah Title & Escrow

Closing in Utah with Rampart Title

Utah is a title-and-escrow state: the title company examines the record, issues the commitment, holds the earnest money and runs the closing. Title premiums are filed with the Utah Insurance Department by each underwriter and agency, so pricing can differ between companies. Utah has no transfer tax and charges a flat $40 to record each document, which keeps Utah closing costs low compared with most states.

Utah closing at a glance

• No real estate transfer tax
• Flat $40 per recorded document
• Property taxes paid in arrears (due Nov. 30)
• 45% primary residential exemption
• Escrow-style closings handled by the title company
• Seller customarily buys the standard owner’s policy

Whether you are buying, selling, refinancing or closing a commercial deal, our team examines title, clears issues before they delay closing and handles the settlement start to finish. Order title online or call (435) 359-1115 and we will open your file the same day.

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