Arizona Title & Escrow

Closing in Arizona with Rampart Title

Arizona is an escrow state: a neutral escrow officer holds the funds and documents and closes when every condition in the escrow instructions is met. Title insurance rates are filed by each underwriter by county zone, so the same policy costs slightly different amounts in Maricopa, Pima or Mohave County. Arizona has no transfer tax; the only deed charges are the $30 recording fee and a $2 Affidavit of Property Value fee.

Arizona closing at a glance

• No real estate transfer tax
• $30 per recorded document + $2 Affidavit of Property Value
• Five rate zones (Maricopa/Pinal, Pima, Mohave, Graham/Greenlee, all others)
• Property taxes paid in arrears in two halves (Oct. 1 and Mar. 1)
• Escrow fees customarily split 50/50
• Seller customarily buys the standard owner’s policy

Whether you are buying, selling, refinancing or closing a commercial deal, our team examines title, clears issues before they delay closing and handles the settlement start to finish. Order title online or call (435) 359-1115 and we will open your file the same day.

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