Virginia Closing Cost Calculator

What closing costs look like in Virginia

Virginia closings are handled by a settlement agent, and the Virginia Real Estate Settlement Agents Act requires every settlement to be conducted by a licensed agent or attorney. The biggest line items are taxes, not title: the seller pays grantor tax on the deed, the buyer pays state and local recordation tax on both the deed and the deed of trust, and Northern Virginia sellers also pay a regional congestion relief fee. The buyer customarily chooses and pays for the owner’s title policy.

The calculator splits costs the way they are customarily paid in Virginia. Your purchase contract controls, and either side can agree to pay any item.